OUR SERVICES
Financial guidance for every stage of your practice.
From establishing a strong financial foundation to improving profitability, navigating expansion, or preparing for a future exit, LUMI AFS provides Fractional CFO services, proactive tax strategy, and accounting services tailored to the evolving needs of Med Spas, Aesthetic Medicine, and Aesthetic Dentistry practices.
OUR EXPERTISE
Integrated financial support through
one firm, one strategy, at every stage of your practice
You should not have to coordinate three separate firms to understand and manage your business. LUMI AFS brings Fractional CFO leadership, proactive tax strategy, and accounting services together under one roof, so your financial reporting, tax plan, and growth strategy all work toward the same goals.
Fractional CFO Advisory
Gain an experienced financial partner who looks beyond the reports to understand you, your practice, and the future you are working to build. LUMI AFS helps you evaluate opportunities, anticipate challenges, and understand the financial impact of every major decision without the cost of hiring a full-time CFO.
Owning a practice can feel lonely. There are financial concerns, difficult decisions, personal goals, and fears you may not feel comfortable discussing with employees, friends, or other business owners. With LUMI AFS, you have a trusted partner who creates space for honest conversations about where the business stands, what is keeping you up at night, and what success truly looks like for you and your family.
We are invested in your progress because your success is our success. You gain someone who wants to see you win, will tell you what the numbers are really saying, and will remain beside you as you make the decisions that shape your practice, your wealth, and your legacy.
Tax Planning & Strategy
Effective tax planning begins with compliance. Every LUMI AFS recommendation must have a legitimate purpose, proper documentation, and accurate implementation. Our goal is to create a proactive tax strategy that is compliant, defensible, and built around your complete financial picture.
We do not recommend spending money simply to receive a deduction. Every decision should make financial sense first, with the investment opportunity, risk, liquidity, long-term value, and tax benefits considered together.
Depending on your circumstances, your strategy may include:
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Reviewing your entity structure and owner compensation
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Using retirement plans to build personal wealth
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Establishing an accountable plan for qualifying expenses
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Evaluating real estate or qualifying oil and gas investments
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Timing equipment, technology, and practice investments intentionally
You do not need to follow the traditional path or buy equipment your practice does not need. LUMI AFS helps you plan throughout the year, keep more of what you earn, and put your money to work for your practice, your family, and the lasting wealth you are building.
Accounting & Financial Reporting
Accurate accounting is the foundation of every strong financial and tax decision. LUMI AFS keeps your financial records organized, current, and designed around the way aesthetic practices operate, giving you confidence that nothing important is being overlooked.
Our support may include:
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Accurate transaction categorization and monthly reconciliations
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Organized financial records and a practice-specific chart of accounts
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Timely Profit and Loss Statements and Balance Sheets
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Clear reporting on revenue, expenses, profitability, and cash flow
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Coordination with your LUMI AFS Fractional CFO and tax strategy when applicable
We do more than deliver reports. LUMI AFS helps you understand what your financials are telling you and provides a dependable team you can call or text when questions arise. You gain peace of mind knowing your accounting is being handled with care, accuracy, and an understanding of your practice.
TAILORED FINANCIAL SOLUTIONS
Guidance designed for every stage of growth.
Whether you’re establishing stronger foundations, navigating increasing complexity or preparing for your next phase of growth, LUMI AFS provides financial guidance aligned with where your practice is today and where you want it to go.
INTENSIVE ENGAGEMENT
Six-Week Practice Accelerator
A focused, six-week engagement for practice owners who need to organize their financial foundation, understand their current position, and determine what to prioritize next.
LUMI AFS builds the accounting and reporting systems your practice needs, identifies what is working and what is holding back profitability, then creates a practical financial plan for moving forward.
Main areas of support:
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Accounting-system and financial-reporting organization
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Comprehensive financial-position assessment
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Treatment profitability, pricing, and margin analysis
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Cash-flow, expenses, and working-capital review
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Provider, marketing, inventory, and equipment insights
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Customized budget and financial forecast
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Clear strategic priorities and practical action plan
MONTHLY FRACTIONAL CFO ADVISORY
The Clarity Package
Best for practice owners who want an experienced financial partner to help them understand their numbers, think through important decisions, and stay focused on the goals they are working toward.
Clarity provides ongoing Fractional CFO advisory and can work alongside your existing accounting and tax professionals.
Main areas of support:
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Monthly financial performance and KPI reviews
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Profitability and cash-flow guidance
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Budgeting and financial forecasting
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Strategic decision support
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Goal setting, accountability, and ongoing planning
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A trusted financial partner available when questions arise
INTEGRATED CFO AND ACCOUNTING ADVISORY
The Contour Package
Best for growing practices that need accurate monthly accounting and ongoing Fractional CFO leadership working together through one financial team.
The Contour Package combines organized financial reporting with strategic guidance, giving LUMI AFS the complete information needed to help you protect profitability, manage increasing complexity, and plan your next stage of growth.
Main areas of support:
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Monthly accounting and timely financial reporting
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Monthly financial performance and KPI reviews
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Profitability and cash-flow analysis
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Budgeting and financial forecasting
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Guidance for hiring, equipment, and other investments
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Strategic planning and ongoing decision support
COMPREHENSIVE CFO, TAX, AND ACCOUNTING ADVISORY
The Luminary Package
Best for established practices that need Fractional CFO leadership, proactive tax strategy, and accounting services working together through one integrated financial team.
The Luminary Package provides a complete view of your practice and the executive-level guidance needed to navigate increasing complexity, protect profitability, plan strategically, and make decisions that shape the long-term value of your business.
Main areas of support:
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Monthly accounting and executive-level financial reporting
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Advanced profitability, cash-flow, and KPI analysis
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Budgeting, forecasting, and strategic planning
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Proactive, year-round tax strategy
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Guidance for hiring, equipment, expansion, and investment decisions
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Long-term wealth, transition, and exit-readiness planning
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Ongoing executive financial leadership and decision support
BEYOND THE NUMBERS
A successful practice should do more than generate revenue.
A full schedule and growing sales can create the appearance of success, but they do not reveal how much profit you are keeping or whether your business is building long-term value.
Excess inventory, underutilized staff and equipment, weak treatment margins, rising overhead, and unplanned taxes can quietly consume the revenue you worked so hard to generate.
LUMI AFS helps you see the complete financial picture, understand what is driving results, and make intentional decisions that turn business success into lasting wealth.
GETTING STARTED
Your path to greater financial clarity starts with a partnership built to create lasting value.
Every engagement begins with understanding your practice, your priorities, and the future you are working to build. From there, LUMI AFS identifies where our guidance can make the greatest financial impact and creates a clear path forward.
Our goal is to become an asset to your business.
When your financial team helps you uncover profit, avoid costly mistakes, plan proactively for taxes, and make stronger decisions, the relationship becomes more than an expense. It becomes a valuable part of the business you want to protect and keep beside you as you grow.
Connect
We begin with an honest conversation about your practice, your concerns, your goals, and what you need from a financial partner.
Understand
LUMI AFS considers your current financial position, the complexity of your practice, and the areas where our support could create the greatest value.
Move Forward
We recommend the service or advisory relationship best aligned with your needs, giving you a clear path forward and a financial partner invested in your success.
FREQUENTLY ASKED QUESTIONS
Questions before taking the next step?
Explore answers to some of the most common questions about working with LUMI AFS and finding the right level of financial support for your practice.
Which LUMI AFS service is right for my practice?
The right service depends on your practice’s current stage, financial complexity and priorities. During an initial conversation, LUMI AFS will learn more about your needs and help identify the most appropriate level of support.
Do I need a full-time CFO to receive strategic financial guidance?
Not necessarily. Fractional CFO advisory gives growing practices access to experienced financial leadership without the commitment or expense of hiring a full-time executive.
Can LUMI AFS work alongside my existing accountant or bookkeeper?
Yes. Where appropriate, LUMI AFS can complement your existing financial team by providing additional reporting, strategic insight and forward-looking guidance.
Are LUMI AFS's services delivered virtually?
Yes. LUMI AFS works virtually with aesthetic practice owners throughout the United States. Meetings are conducted through Zoom, with ongoing communication and secure document sharing provided throughout the engagement.
Does LUMI AFS support both early-stage and established practices?
Yes. LUMI AFS offers support for practices at different stages, from establishing stronger financial foundations to navigating growth, expansion and long-term planning.
What happens during the initial consultation?
The initial consultation is an opportunity to discuss your practice, its current challenges and the decisions ahead. From there, LUMI AFS can recommend the service best aligned with your needs.
Ready to elevate your practice?
You built your practice from a passion for helping people look and feel their best.
The business you created should also take care of you by supporting your goals, your family, and the lasting wealth you are working so hard to build.
Book a complimentary consultation with LUMI AFS to understand what your numbers are telling you and discover the right financial support for stronger profitability, proactive tax planning, and lasting wealth.