BUILT FOR AESTHETIC PRACTICE OWNERS
Financial strategy that moves your practice forward.
LUMI AFS provides Fractional CFO services, proactive tax strategy, and accounting services for Med Spas, Aesthetic Medicine, and Aesthetic Dentistry practices.
We help you understand what your numbers are telling you, strengthen profitability, and make confident decisions about what comes next.
SPECIALIZED SECTORS
Financial guidance designed for the way aesthetic practices operate.
We work exclusively with Med Spas, Aesthetic Medicine, and Aesthetic Dentistry practices. That means our guidance goes beyond generic reports and accounting advice. We understand the financial decisions behind your services, providers, equipment, inventory, pricing, and growth, and we help you see how each one affects your profitability and cash flow.
OUR CORE SERVICES
Integrated financial guidance for aesthetic practices.
From strong financial foundations to strategic growth and exit readiness, LUMI AFS provides Fractional CFO services, proactive tax strategy, and accounting guidance shaped around every stage of your practice.
Fractional CFO Services
Turn reliable financial reporting into a clear plan for profitable growth. LUMI AFS helps you understand profitability, cash flow, provider and staff performance, inventory, equipment investments, and key performance indicators so you can strengthen your financial foundation, reposition for growth, build enterprise value, and prepare for expansion, transition, or a future exit.
Tax Strategy
Stop waiting until tax season to find out what you owe. We develop proactive tax strategies that help you use the money your practice generates more effectively, reduce unnecessary tax exposure, and keep more of what you have worked to build.
Accounting Services
Gain peace of mind knowing your accounting is accurate, organized, and handled by a team you can count on. We provide the reliable financial reporting you need to understand your practice and make decisions with confidence.
MEET THE FOUNDER
Helping aesthetic practice owners build lasting wealth through strategic financial leadership grounded in experience.
LUMI AFS is led by Dalila Popko, CFO, tax strategist, and financial executive with more than 21 years of experience across accounting, finance, tax, and tax planning. Having spent her entire career in the world of numbers, Dalila understands a business from every financial angle and knows how to uncover what the numbers are really saying.
Dalila founded LUMI AFS to make a meaningful impact in the lives of business owners. She is passionate about helping aesthetic practice leaders build profitable, sustainable businesses that create financial freedom, generational wealth, and a lasting legacy.
Her clients receive more than reports and recommendations. They gain a trusted financial partner who explains their numbers, identifies opportunities, helps them plan proactively, and is only a call or text away when an important decision arises.
Credentials:
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21+ years across accounting, finance, tax, and tax planning
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Undergraduate education with a concentration in Finance
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Master’s Degree in Accounting
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CFO and executive finance expertise
LUMI AFS INSIGHTS
Financial insights you can put to work
Clear, practical education that helps aesthetic practice owners understand what their numbers are telling them, uncover opportunities, protect profitability, and turn financial information into confident action.
LUMI AFS SUCCESS STORIES
Real outcomes. Real growth.
Empowering, strategic & a true advocate.
Co-Owner
Aesthetic Practice
I am a 50% owner of an aesthetic practice, but there was a point when I did not feel like one. My partner helped fund the business, while I was the one out there building the practice. I brought in patients, recruited and interviewed providers, managed employees, handled administrative issues, and dealt with the daily problems that come with running a growing practice. I was involved in almost every part of the business. When the practice became very profitable, my partner wanted to keep most of the money in the business. He was in a stronger financial position personally and understood the financial side of the business much better than I did. Because of that, I did not always feel confident questioning his decisions or advocating for myself, even though we were equal owners. I started to wonder whether I should simply accept what he was proposing. Dalila helped me understand the financial information, ask the right questions, and recognize the value of everything I had contributed to building the practice. She reminded me that ownership is not only about who initially funded the business. The years I spent growing and managing the practice mattered too. As a result, I received a partnership distribution of $1,117,000. That was money I could actually see in my bank account. Dalila is so much more than my CFO and tax strategist. She has been an advocate, a trusted advisor, and someone who stood beside me when I did not have the confidence to stand up for myself. To me, she truly has been an angel, and I know I am not the only client who would say that about her.
Diana L.
Strategic, growth-focused
& built for the future.
Founder and Owner
Growing Med Spa
I did not need another person to send me reports. I needed someone who could help me build the practice I knew was possible. My schedule was full, the team was growing, and revenue was coming in, but I was still making major decisions based on instinct. I did not know which treatments were truly creating profit, whether I could afford another provider, how much cash I should keep in the business, or whether purchasing another device would help us grow or simply create another monthly payment. Dalila became the first CFO my practice had ever had. She learned the business, cleaned up what needed to be corrected, and helped me understand the numbers without making me feel like I should already know everything. When I want to hire, invest, change compensation, expand, or take money out of the business, I now have someone who helps me see how that decision will affect the practice, my taxes, and my family. What surprised me most was when Dalila told me that her goal is not to keep me dependent on her forever. Her goal is to help me build the financial structure, systems, and leadership the practice needs until we are large enough for a full-time CFO. When that day comes, she wants to help me find the right person and make the transition successfully. That told me everything I needed to know. LUMI AFS is not trying to sell me bookkeeping or keep me in the same place. They are helping me build a practice that can grow beyond where it is today.
Sonia E. RN
Ready to elevate your practice?
You built your practice from a passion for helping people look and feel their best.
The business you created should also take care of you by supporting your goals, your family, and the lasting wealth you are working so hard to build.
Book a complimentary consultation with LUMI AFS to understand what your numbers are telling you and discover the right financial support for stronger profitability, proactive tax planning, and lasting wealth.